SempoaDuitThis policy explains what personal data SempoaDuit processes, why, for how long, and your rights under Malaysia's Personal Data Protection Act 2010 (PDPA). It is published in English, Bahasa Melayu and Chinese. The PDPA requires the English and Bahasa Melayu versions.
Who we are
SempoaDuit (www.sempoaduit.com) is operated by ATHELVOID SOLUTIONS (registration no. 202603112324 (AS0514199-U)), Malaysia. For any privacy question or request, email [email protected].
The short version
- Your calculator numbers never leave your device. Salary, income, loan and EPF figures are calculated in your browser and are never sent to us or stored by us.
- We don't ask you to sign up, and we don't sell personal data.
- Ads are provided by Google, which uses cookies. Visitors in the EEA, UK and Switzerland are asked for consent first.
What we process and why
| Data | Why | Kept for |
|---|---|---|
| Numbers you type into calculators | To show your result. They stay in your browser, and only in the part of the address after “#”, which browsers never send to servers. | Not collected |
| Emails you send us (your address, name and message) | To reply to you | 12 months after the conversation ends, then deleted |
| Technical error reports (page address without your numbers, error message, browser type) | To find and fix bugs. No IP address or calculator values are included. | 30 days |
| Connection data handled by our host, Cloudflare (such as IP address) | To deliver the site securely and block attacks | Per Cloudflare's privacy policy |
| Advertising cookies and identifiers (set by Google) | To show and measure ads, and, with your consent where required, personalise them | Per Google's ad cookie policy |
Cookies and advertising
SempoaDuit is free because it shows ads from Google AdSense. Google and its partners use cookies to serve ads based on your visits to this and other websites. Visitors in the European Economic Area, the UK and Switzerland see a consent message first, provided by Google's certified consent platform, and personalised ads are only shown if they agree.
You can change your choice at any time using Privacy & cookie settings in the footer. You can turn off personalised ads across Google at Google Ads Settings, and learn more at how Google uses information from sites that use its services.
Your browser also lets you block or delete cookies. The calculators work fully without them.
Where your data goes
Our service providers, Cloudflare (hosting and email forwarding), Google (advertising), may process data on servers outside Malaysia. We only use providers bound by contractual data protection commitments that give protection comparable to the PDPA.
Your rights
Under the PDPA you can ask to access the personal data we hold about you, correct it, withdraw consent, limit how we use it (including for direct marketing), or receive it in a portable format. Email [email protected]. We will respond within 21 days. In practice, the only personal data we hold is email correspondence.
Security and breaches
The site is served over HTTPS only, with strict security headers, and calculator data never leaves your device. If a personal data breach ever occurs, we will notify the Personal Data Protection Commissioner within 72 hours, and affected people within 7 days where there is a risk of significant harm, as the PDPA requires.
Children
SempoaDuit is intended for adults. We don't knowingly collect personal data from anyone under 18. If you believe a child has emailed us personal information, contact us and we'll delete it.
Changes to this policy
We will update this page, and the date at the top, before any change in how we handle data. If the language versions differ, the English version applies.